BATHINA, Manoharareddy. Architecting ISO 20022-Compliant Payment Workflows in SAP S/4HANA: A Practitioner Framework For Enterprise Financial Messaging Integration. International Journal of Artificial Intelligence and Machine Learning, [S. l.], v. 6, n. 9s, p. 1458–1465, 2026. Disponível em: https://www.svedbergopen.com/index.php/ijaiml/article/view/1602. Acesso em: 6 sep. 2026.