VIJAYVARGIYA, Ms. Archana; SHARMA, Dr Rashmi. A Study On The Growth And Adoption Of Digital Payment Systems. International Journal of Artificial Intelligence and Machine Learning, [S. l.], v. 6, n. 6s, p. 369–377, 2026. Disponível em: https://www.svedbergopen.com/index.php/ijaiml/article/view/710. Acesso em: 3 aug. 2026.