VIJAYVARGIYA, Ms. Archana; SHARMA, Dr Rashmi. A Study On The Growth And Adoption Of Digital Payment Systems. International Journal of Artificial Intelligence and Machine Learning, [S. l.], v. 6, n. 6s, p. 369–377, 2026. DOI: 10.51483/IJAIML.6.6s.2026.369-377. Disponível em: https://www.svedbergopen.com/index.php/ijaiml/article/view/710. Acesso em: 18 sep. 2026.