Shamsudeen, Sufaira, and K. Ranjith Singh. 2026. “Optimizing Multiclass Banking Customer Segmentation: A Dual Approach Using Transformer Model and Advanced Optimizers”. International Journal of Artificial Intelligence and Machine Learning 6 (1s):417-38. https://doi.org/10.51483/IJAIML.6.1s.2026.417-438.