Mohapatra, Sidhant, and Deeya Deep Anand. 2026. “Bridging the Health–Retirement Divide: An Actuarial, Technological and Policy Evaluation of NPS Swasthya under the PFRDA Regulatory Sandbox, With International Lessons for Viksit Bharat 2047”. International Journal of Artificial Intelligence and Machine Learning 6 (9s):355-69. https://www.svedbergopen.com/index.php/ijaiml/article/view/1506.