Almomani, Amer, Logasvathi Murugiah, and Juhaida Abu Baker. 2026. “Fintech Adoption and Bank Profitability: Market-Conditional Evidence from Egypt and Jordan”. International Journal of Artificial Intelligence and Machine Learning 6 (12s):83-94. https://www.svedbergopen.com/index.php/ijaiml/article/view/2399.