Bathina M. Architecting ISO 20022-Compliant Payment Workflows in SAP S/4HANA: A Practitioner Framework For Enterprise Financial Messaging Integration. IJAIML [Internet]. 2026 Sep. 5 [cited 2026 Sep. 6];6(9s):1458-65. Available from: https://www.svedbergopen.com/index.php/ijaiml/article/view/1602